NVDANVIDIA Corporation
Is it safe?
One accounting flag to check: a safe balance sheet and comfortable debt (AA), but an accounting pattern worth a look (common in fast growers).
Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.
Several accounting flags in the manipulation-likely range Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).
Mixed fundamental signals Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.
Insiders were net sellers (-$967.6M, 90 days to Oct 22, 2026), selling is often routine.
Net cash and profitable. A rule of thumb on leverage, not a credit rating.
Moderate price swings, typical volatility. Worst drawdown -66% · now 12% below its 52-week high.
Unless marked, from SEC EDGAR, as of Jan 25, 2026.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can NVDA take a bad year?
NVIDIA Corporation holds $23.2B more cash than debt, so a bad year is a question about profits, not about lenders.
Net cash · as at Q2 2027 · cash and short-term investments less total debt
- Net debt / EBITDA
- net cash
Net debt / EBITDA · no net borrowings to measure against earnings
- Altman Z-score
- 66.37
Altman Z-score · safe zone, above 3
- Interest cover
- 427×
Interest cover · operating profit covers the interest bill several times over
Details›
- Total debtQ2 2027
- $33.4B
- Cash and short-term investments
- $56.6B
- Net cash
- $23.2B
- EBITDA, trailing twelve months
- $199.7B
- Operating profit, trailing twelve months
- $197.6B
- Debt / equity
- 0.15×
- Total debt / EBITDA
- 0.17×
- Annualised volatilitytwo years of daily moves
- 43%
- Worst drawdown on file
- −66%
- Below its 52-week high
- 12%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
The balance sheet
What it owes against what it owns, and how close that comes to trouble.
How far can it fall?
How much the price moves, how deep and how long its falls have run, and what each unit of risk has paid.