The banks
Every listed bank from its own call reports: uninsured deposits, loans against deposits, capital, and loans that stopped paying.
150 listed companies among the 289 banks of $5B or more. Call reports to Q2 2026.
The deposit base
What the listed banks hold, and how exposed it is.
$17T
deposits at the listed banks
40%
median share above the insurance limit
100%
STT · the highest uninsured share among banks with $20B or more in deposits
| Bank | Deposits | Uninsured | Loans to deposits | Equity to assets | Noncurrent | Margin | Return on assets |
|---|---|---|---|---|---|---|---|
| JPMJPMorgan Chase | $2.8T | 63% | 54% | 8.3% | 0.82% | 2.88% | 1.59% |
| BACBank of America | $2.1T | 45% | 57% | 9.1% | 0.84% | 2.52% | 1.12% |
| WFCWells Fargo | $1.6T | 50% | 63% | 8.9% | 1.06% | 3.12% | 1.37% |
| CCitigroup | $1.5T | 82% | 48% | 8.7% | 0.67% | 3.02% | 1.06% |
| USBU.S. Bancorp | $542B | 53% | 75% | 9.8% | 1.47% | 2.87% | 1.23% |
| COFCapital One | $513B | 21% | 85% | 14.9% | 1.57% | 8.47% | 1.67% |
| GSGoldman Sachs | $499B | 45% | 50% | 7.9% | 1.05% | 1.78% | 1.21% |
| MSMorgan Stanley | $491B | 33% | 61% | 8.6% | 0.51% | 1.64% | 1.40% |
| PNCPNC Financial Services | $458B | 45% | 80% | 10.4% | 0.80% | 3.15% | 1.32% |
| TFCTruist Financial | $419B | 45% | 78% | 11.5% | 0.73% | 3.14% | 1.16% |
| BNYThe Bank of New York Mellon Cor | $399B | 95% | 16% | 7.2% | 0.05% | 1.44% | 1.33% |
| STTState Street Corporation | $326B | 100% | 16% | 7.1% | 0.56% | 1.24% | 0.97% |
| TDThe Toronto-Dominion Bank | $305B | 34% | 56% | 13.2% | 1.18% | 3.51% | 0.79% |
| SCHWCharles Schwab Corporation | $259B | 17% | 26% | 7.3% | 0.04% | 2.18% | 1.37% |
| FITBFifth Third Bancorp | $241B | 44% | 73% | 12.6% | 0.85% | 3.76% | 0.97% |
| HBANHuntington Bancshares | $227B | 32% | 83% | 11.8% | 1.08% | 3.50% | 1.09% |
| BMOBank of Montreal | $194B | 53% | 72% | 14.3% | 0.94% | 3.28% | 0.15% |
| CFGCitizens Financial Group | $189B | 47% | 78% | 11.4% | 1.38% | 3.26% | 0.99% |
| FCNCAFirst Citizens BancShares, Inc. | $174B | 37% | 86% | 9.8% | 1.14% | 3.14% | 1.03% |
| MTBM&T Bank | $172B | 49% | 82% | 12.9% | 1.37% | 3.84% | 1.40% |
| AXPAmerican Express | $172B | 18% | 97% | 8.9% | 0.65% | 8.49% | 3.70% |
| KEYKeyCorp | $158B | 52% | 70% | 9.9% | 0.87% | 3.11% | 1.28% |
| ALLYAlly Financial Inc. | $157B | 10% | 90% | 8.3% | 0.88% | 4.14% | 1.20% |
| NTRSNorthern Trust | $148B | 77% | 29% | 6.7% | 0.23% | 1.67% | 1.47% |
| HSBCHSBC Holdings plc | $141B | 71% | 39% | 9.6% | 1.46% | 1.64% | 0.98% |
| RFRegions Financial Corporation | $132B | 39% | 75% | 11.2% | 0.94% | 3.72% | 1.46% |
| PNFPPinnacle Financial Partners, Inc. | $117B | 48% | 85% | 11.3% | 0.43% | 4.08% | 1.12% |
| UBSUBS Group AG | $109B | 37% | 85% | 7.6% | 0.12% | 1.96% | 1.09% |
| RYRoyal Bank of Canada | $90.0B | 51% | 81% | 11.3% | 0.90% | 3.31% | 1.10% |
| SYFSynchrony Financial | $86.0B | 12% | 103% | 12.9% | 2.27% | 12.91% | 2.84% |
| WALWestern Alliance Bancorporation | $82.3B | 38% | 79% | 8.1% | 2.85% | 3.52% | 1.16% |
| ZIONZions Bancorporation, National Association | $76.6B | 46% | 81% | 8.6% | 0.48% | 3.28% | 1.55% |
| BPOPPopular, Inc. | $70.7B | 55% | 55% | 7.9% | 1.84% | 3.81% | 1.30% |
| EWBCEast West Bancorp, Inc. | $70.3B | 55% | 83% | 9.9% | 0.38% | 3.47% | 1.77% |
| FHNFirst Horizon Corporation | $68.8B | 40% | 95% | 11.2% | 0.84% | 3.55% | 1.40% |
| FLGFlagstar Bank, National Association | $67.5B | 29% | 89% | 9.3% | 5.04% | 2.18% | 0.13% |
| RJFRaymond James Financial | $63.7B | 19% | 88% | 7.2% | 0.29% | 2.77% | 1.34% |
| UMBFUMB Financial Corporation | $60.2B | 64% | 68% | 10.9% | 0.35% | 3.28% | 1.39% |
| ONBOld National Bancorp | $57.0B | 43% | 88% | 11.3% | 0.93% | 3.60% | 1.41% |
| SSBSouthState Bank Corporation | $56.4B | 38% | 90% | 14.1% | 0.54% | 3.86% | 1.42% |
| VLYValley National Bancorp | $54.3B | 40% | 95% | 12.7% | 0.92% | 3.30% | 1.08% |
| COLBColumbia Banking System, Inc. | $52.2B | 39% | 90% | 12.0% | 0.58% | 4.01% | 1.25% |
| SOFISoFi Technologies, Inc. | $46.8B | 5% | 100% | 12.8% | 0.08% | 6.07% | 1.98% |
| CFRCullen/Frost Bankers, Inc. | $43.7B | 52% | 52% | 8.6% | 0.56% | 3.62% | 1.31% |
| ASBAssociated Banc-Corp | $40.1B | 49% | 90% | 10.3% | 0.43% | 3.12% | 1.05% |
| BOKFBOK Financial Corporation | $40.0B | 53% | 67% | 10.8% | 0.55% | 2.92% | 1.23% |
| FNBF.N.B. Corporation | $39.1B | 40% | 91% | 13.4% | 0.39% | 3.32% | 1.19% |
| BCSBarclays PLC | $35.3B | 7% | 76% | 13.9% | 1.84% | 11.43% | 2.40% |
| OZKBank OZK | $34.0B | 32% | 94% | 15.0% | 0.94% | 4.14% | 1.60% |
| PBProsperity Bancshares, Inc. | $32.9B | 43% | 75% | 18.5% | 0.48% | 3.52% | 1.37% |
| SFStifel Financial Corp. | $31.2B | 15% | 80% | 6.6% | 0.68% | 3.14% | 1.66% |
| WTFCWintrust Financial Corporation | $30.6B | 41% | 91% | 10.0% | 0.92% | 3.40% | 1.69% |
| AUBAtlantic Union Bankshares Corporation | $30.6B | 36% | 93% | 15.2% | 0.51% | 3.96% | 1.62% |
| HWCHancock Whitney Corporation | $29.9B | 52% | 81% | 11.9% | 0.58% | 3.63% | 1.01% |
| TCBITexas Capital Bancshares, Inc. | $29.4B | 38% | 84% | 10.1% | 0.50% | 3.35% | 1.03% |
| BKUBankUnited, Inc. | $29.1B | 58% | 82% | 9.1% | 1.70% | 3.06% | 0.87% |
| BFCBank First Corporation | $28.7B | 36% | 94% | 9.5% | 1.14% | 4.01% | 1.73% |
| BANCBanc of California, Inc. | $28.2B | 29% | 88% | 10.8% | 2.37% | 3.31% | -0.88% |
| DBDeutsche Bank Aktiengesellschaft | $28.1B | 91% | 55% | 24.5% | 0.92% | 2.51% | 0.91% |
| CBSHCommerce Bancshares, Inc. | $28.1B | 39% | 73% | 11.0% | 0.17% | 3.80% | 1.25% |
| FBNCFirst Bancorp | $28.0B | 45% | 78% | 11.5% | 0.75% | 4.46% | 1.76% |
| FULTFulton Financial Corporation | $27.4B | 40% | 88% | 11.0% | 0.72% | 3.64% | 1.30% |
| UBSIUnited Bankshares, Inc. | $27.3B | 38% | 90% | 16.7% | 0.45% | 3.87% | 1.56% |
| EBCEastern Bankshares, Inc. | $26.1B | 42% | 88% | 13.0% | 0.48% | 3.60% | 1.13% |
| INDBIndependent Bank Corp. | $25.5B | 32% | 89% | 14.4% | 0.65% | 3.93% | 1.40% |
| GBCIGlacier Bancorp, Inc. | $24.9B | 34% | 85% | 13.7% | 0.43% | 3.89% | 1.20% |
| AXAxos Financial, Inc. | $24.8B | 21% | 99% | 9.7% | 0.45% | 4.69% | 2.16% |
| UCBUnited Community Banks, Inc. | $24.1B | 39% | 82% | 11.8% | 0.51% | 3.68% | 1.40% |
| AMPAmeriprise Financial | $23.9B | 2% | 11% | 5.8% | 0.19% | 4.44% | 3.05% |
| ABCBAmeris Bancorp | $22.7B | 46% | 98% | 14.3% | 0.58% | 3.94% | 1.23% |
| RNSTRenasant Corporation | $22.2B | 46% | 86% | 15.4% | 0.97% | 3.97% | 1.40% |
| CUBICustomers Bancorp, Inc. | $21.9B | 44% | 82% | 8.8% | 0.43% | 3.20% | 1.15% |
| WSBCWesBanco, Inc. | $21.8B | 32% | 89% | 15.2% | 0.87% | 3.68% | 1.39% |
| CATYCathay General Bancorp | $21.1B | 50% | 97% | 12.6% | 0.55% | 3.48% | 1.55% |
| WAFDWaFd, Inc. | $21.1B | 31% | 95% | 11.0% | 0.64% | 2.87% | 0.99% |
| BOHBank of Hawaii Corporation | $21.0B | 47% | 67% | 7.5% | 0.18% | 2.74% | 1.03% |
| FBKFB Financial Corporation | $20.2B | 39% | 85% | 10.8% | 1.14% | 3.71% | 1.23% |
| FHBFirst Hawaiian, Inc. | $20.2B | 55% | 71% | 11.9% | 0.30% | 3.22% | 1.25% |
| SFNCSimmons First National Corporation | $19.9B | 36% | 90% | 13.1% | 0.93% | 3.85% | 1.21% |
| PFSProvident Financial Services, Inc. | $19.6B | 54% | 101% | 12.6% | 0.56% | 3.57% | 1.35% |
Not listed here
The largest banks whose holding company is not a listed name in this universe: foreign parents, mutuals, private groups.
- United Services Automobile Assn$106B
- Banco Santander Sa$104B
- Canadian Imperial Bk of Com$66.5B
- Bank of China$48.5B
- Everbank Financial Corp.$46.7B
- G Jeffrey Records Jr 2020 Family Tr$42.8B
- Lauritzen Corp.$34.2B
- Empresas Juan Yarur Spa$29.1B
- Sallie Mae Bank$28.5B
- Arvest Bank Group Inc.$28.1B
- First Intrst Bancsystem$25.8B
- State Bank of India$22.5B
Figures are the sum of the FDIC-insured banks that name each holding company as parent, from their quarterly call reports on FDIC BankFind; the holding company’s broker-dealer, insurance and other non-bank arms are not in them, so a universal bank’s consolidated balance sheet is larger. The uninsured share is the FDIC’s estimate of domestic deposits above the insurance limit; returns and margins are annualised year to date. How far the whole private sector has borrowed beyond its trend, country by country, is on Houses & debt.