C vs HSBC
Citigroup and HSBC Holdings plc, both Financial Services
HSBC Holdings plc is the larger company at $326B against $244B. On trailing earnings C is the cheaper of the two at a P/E of 19.6 against 88.6, a gap that is only a bargain if the two are growing at similar rates. Over the past year HSBC returned +73% against +48% for C. Ryufin's sector-relative Smart Score puts HSBC ahead, 6/10 against 2/10.
| Figure | C | HSBC |
|---|---|---|
| Last close | $137 | $106 |
| Market cap | $244B | $326B |
| Trailing P/Elower is cheaper for the same earnings, not automatically better | 19.6 | 88.6 |
| 1-year return | +48% | +73% |
| 5-year return | +121% | +406% |
| Ryufin Smart Scoresector-relative, 1–10 | 2/10 | 6/10 |
Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.
Citigroup
Revenue of $20B in Q4 2025, net income $2.5B. Its largest reported line is Markets, 30% of the disclosed total.
HSBC Holdings plc
Revenue of $34B in H2 2025, net income $11B.
Open these two in the interactive comparison to add more names, change the period or see the correlation.