C vs WFC

Citigroup and Wells Fargo, both Financial Services

Wells Fargo is the larger company at $252B against $244B. On trailing earnings WFC is the cheaper of the two at a P/E of 12.8 against 19.6, a gap that is only a bargain if the two are growing at similar rates. Over the past year C returned +48% against +16% for WFC. Ryufin's sector-relative Smart Score puts WFC ahead, 6/10 against 2/10.

Citigroup and Wells Fargocompared on valuation, return and Ryufin’s Smart Score
FigureCWFC
Last close$137$87.97
Market cap$244B$252B
Trailing P/Elower is cheaper for the same earnings, not automatically better19.612.8
Dividend yieldn/a1.9%
1-year return+48%+16%
5-year return+121%+99%
Ryufin Smart Scoresector-relative, 1–102/106/10

Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.

Citigroup

Revenue of $20B in Q4 2025, net income $2.5B. Its largest reported line is Markets, 30% of the disclosed total.

Wells Fargo

Revenue of $23B in Q2 2026, net income $6.4B. Its largest reported line is Investment Advisory Management And Administrative Service, 44% of the disclosed total.

Open these two in the interactive comparison to add more names, change the period or see the correlation.