ACICAmerican Coastal Insurance Corporation

$11.08-1.3% 1Y

$11.08

$9.0552 weeks$12.26

Is the price fair?

Good

Cheap against its own history. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 good, 2 without data

Vs its own P/E rangecheaper than 94% of its own historyderived

Cheap vs its own history: P/E 5.5 vs a 7.6 median over 18 quarters (−28% vs median).

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What ACIC's price assumes

American Coastal Insurance Corporation trades at 5.48× earnings against 10.7× for the median Insurance - Property & Casualty name, cheaper than its own group.

5.48

Trailing P/E · Insurance - Property & Casualty median 10.7 · cheaper than the typical name in its group

Price / sales: 1.65
Price / sales · as of 2026-Q2
Price / book: 1.60
Price / book · as of 2026-Q2

Details›

Price / bookas of 2026-Q2: 1.60
Financial Services median P/E599 names: 12.5
Insurance - Property & Casualty median P/E41 names: 10.7
Market capitalisation48.1 million shares, average to Jun 30, 2026: $533M

What the market has paid for these earnings: 18 quarters of its own multiple × $2.02 of trailing earnings per share
Method	Per share
Its own P/E history, lower quartile	$12.73
Its own P/E history, median	$15.37
Its own P/E history, upper quartile	$56.65
52-week range	$9.05 – $12.26
Today	$11.08

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.