The financials
ACI Worldwide, Inc. by the numbers
ACI Worldwide, Inc. (ACIW) reported revenue of $426M in Q1 2026 (quarter ended Mar 31, 2026), up 7.9% from the same quarter a year earlier. That came with a gross margin of 46% and net income of $38M (9.0% of revenue). For the full year FY2025, revenue was $1.76B (+10% year on year) and net income $227M. Its largest product in Jun 2026 was Issuing And Acquiring at $116M, 28% of the disclosed total, ahead of License at 16%.
| Income statement | Q1 2026 | Q1 2025 | Change |
|---|---|---|---|
| Revenue | $426M | $395M | +7.9% |
| Gross profit | $197M | $181M | +8.9% |
| Operating income | $57M | $59M | −1.8% |
| Net income | $38M | $59M | −35% |
| Diluted EPS | $0.37 | $0.55 | −33% |
| Product | Revenue | Share |
|---|---|---|
| Issuing And Acquiring | $116M | 28% |
| License | $69M | 16% |
| Maintenance | $52M | 12% |
| Software And Platform Service | $51M | 12% |
| Merchant Payments | $41M | 9.8% |
| Service | $25M | 6.1% |
| Technology Service | $25M | 6.1% |
| Real Time Payments | $23M | 5.5% |
| Payments Intelligence | $16M | 3.8% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Jun 2026Total $418.0M (-7.5%)
Issuing And Acquiring grew +37% year on yearReal Time Payments -42% year on year
Segment Latestquarter on quarteryear on year
- Issuing And Acquiring$116.3M$116.3MQoQ -6.6%year on year +37%-6.6%+37%
- License$68.8M$68.8MQoQ -22%year on year +21%-22%+21%
- Maintenance$51.6M$51.6MQoQ +1.3%year on year +2.3%+1.3%+2.3%
- Software And Platform Service$50.7M$50.7MQoQ +2.1%year on year +2.8%+2.1%+2.8%
- Merchant Payments$41.1M$41.1MQoQ -13%year on year +3.7%-13%+3.7%
- Service$25.3M$25.3MQoQ +1.9%year on year +11%+1.9%+11%
- Technology Service$25.3M$25.3MQoQ +1.9%year on year +11%+1.9%+11%
- Real Time Payments$22.9M$22.9MQoQ -30%year on year -42%-30%-42%
- Payments Intelligence$16.1M$16.1MQoQ +70%year on year +5.9%+70%+5.9%
- Biller Payments$0.00$0.00QoQ -year on year ---
Software - Infrastructure
Ranks #30 of 64 by Smart Score