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The financials
BILL Holdings, Inc. by the numbers
BILL Holdings, Inc. (BILL) reported revenue of $407M in Q3 2026 (quarter ended Mar 31, 2026), up 13% from the same quarter a year earlier. That came with a gross margin of 82% and net income of $13M (3.1% of revenue). For the full year FY2025, revenue was $1.46B (+13% year on year) and net income $24M. Its largest product in Jun 2026 was Accounts Payable And Accounts Receivable Solutions at $192M, 47% of the disclosed total, just ahead of Spend And Expense Interchange at 45%.
| Income statement | Q3 2026 | Q3 2025 | Change |
|---|---|---|---|
| Revenue | $407M | $358M | +13% |
| Gross profit | $332M | $291M | +14% |
| Operating income | −$399K | −$29M | n/a |
| Net income | $13M | −$12M | to a profit |
| Diluted EPS | $0.12 | −$0.11 | to a profit |
| Product | Revenue | Share |
|---|---|---|
| Accounts Payable And Accounts Receivable Solutions | $192M | 47% |
| Spend And Expense Interchange | $185M | 45% |
| Interest On Funds Held For Customers | $36M | 8.7% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Jun 2026Total $412.7M (+1.5%)
Spend And Expense Interchange grew +23% year on yearInterest On Funds Held For Customers -4.5% year on year
Segment Latestquarter on quarteryear on year
- Accounts Payable And Accounts Receivable Solutions$192.4M$192.4MQoQ +5.0%year on year +10%+5.0%+10%
- Spend And Expense Interchange$184.6M$184.6MQoQ +10%year on year +23%+10%+23%
- Interest On Funds Held For Customers$35.7M$35.7MQoQ +0.77%year on year -4.5%+0.77%-4.5%
Software - Application
Ranks #61 of 72 by Smart Score