Valuation
26% of the score
95median 53
CarGurus, Inc. is valued at 9.7x its operating profit, including debt: a low multiple.
60x
50x
35x
25x
18x
12x
8x
9.7x
Full points at 8x or less, none from 60xfull points
CARGCarGurus, Inc.
$31.53-11% 1Y
$31.53
$26.9652 weeks$39.03
RyuScore
Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.
RyuScore 85 out of 100, Strong
Today's price. Only valuation depends on it.
Strong. CarGurus, Inc. scores higher than 98% of the 2,231 companies Ryufin scores.
Carried by valuation and return on capital, held back by cycle position.
Consumer Cyclical median 66 · all companies 55
How the score has moved
At each fiscal year end, from the reports and price of the time63
87
70
70
83
85
20212022202320242025today
The biggest move was up 24 points from 2021 to 2022, mostly cycle position.
Return on capital
18% of the score
100median 24
Over 7 years the business earned 31% a year after tax on the capital it uses.
2%
8%
15%
25%
31%
None at 2% or less, full points from 25%full points
7 years agolatest 48%
Return on new capital
16% of the score
93median 33
For every dollar of operating profit earned over 6 years, yearly profit grew by 11 cents. New capital earned 58%, and 19% of profit went back into the business.
-5%
12%
11%
None at minus 5 cents, full points from 12 centsfull points
Capital allocation
14% of the score
96median 63
How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.
Share countDown 2.5% a year over 5 years: buybacks
945%
-3%
-2.5%
0 pointsfull points
Assets against salesAssets grew 5.7% a year, sales 10%
10012%
-2%
-4.8%
0 pointsfull points
Cycle position
12% of the score
0median 63
Today's operating margin of 29% is 2.08x its normal 14%: near a peak, where margins tend to fall back. Normal is half the 10 year median, half the last four years, so a margin that has held is not taken for a peak.
2x
1.5x
1x
0.7x
2.1x
A trough earns points, a peak costs themfull points
10 years agonow 29%
Balance sheet
8% of the score
100median 50
What the debt weighs against the profit that has to carry it.
Net debt to EBITDAMore cash than debt
100Interest coverOperating profit covers interest 9549x
1001.5x
12x
9548.5x
0 pointsfull points
Earnings quality
6% of the score
100median 90
Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.
Cash against profitOperating cash flow was 3.16x profit over 3 years
1000.7x
1x
1.3x
3.2x
0 pointsfull points
AccrualsCash ran ahead of profit by 18.8% of assets
1008%
0%
-8%
-19%
0 pointsfull points
Beneish M-score-3.67
100-1.50
-1.78
-2.22
-3.00
-3.67
0 pointsfull points
How the RyuScore works
Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. Where a criterion cannot be measured from the filings it is taken out and the remaining weights scale up; a company needs 60% of the weight covered, and always a price, to get a score.
Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-30, latest annual report FY2025.
On our screens:Stocks with no debt