CASSCass Information Systems, Inc.

$54.75+47% 1Y

Is the price fair?

Fair

Neither cheap nor expensive: growth expectations in line with delivery and in its normal P/E range.

1 neutral, 2 without data
What the price assumes~+3% a yearderived · Jun 30, 2026

Priced for ~3% a year FCF growth. Moderate growth expectations are priced in.

Vs its own P/E rangemid-range for this companyderived

In its normal range: P/E 19.7 vs a 19.4 median over 41 quarters (+2% vs median).

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What CASS's price assumes

Cass Information Systems, Inc. trades at 19.7× earnings against 26.8× for the median Specialty Business Services name, cheaper than its own group.

19.7

Trailing P/E · Specialty Business Services median 26.8 · cheaper than the typical name in its group

Price / sales
3.37

Price / sales · as of 2026-Q2

Free cash flow yield
6.0%

Free cash flow yield · Specialty Business Services median 6.7%

Growth the price implies
+3.3%

Growth the price implies · The price pays for +3.3% free cash flow growth a year for a decade; the business has delivered +14% a year over the last three.

Details›
Price / bookas of 2026-Q2
2.74
EV / EBITas of 2026-Q2
7.33
EV / salesas of 2026-Q2
1.68
Industrials median P/E434 names
26.2
Specialty Business Services median P/E28 names
26.8
Free cash flow, trailing twelve months
$42M
Market capitalisation12.8 million shares, counted Aug 3, 2026
$701M
3-year revenue growth
+0.90%
3-year free cash flow growth
+14%
What the market has paid for these earnings: 41 quarters of its own multiple × $2.78 of trailing earnings per share
MethodPer share
Its own P/E history, lower quartile$45.93
Its own P/E history, median$53.80
Its own P/E history, upper quartile$62.00
52-week range$38.22 – $58.68
Today$54.75

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.

What is it worth?

Today's price against what its own multiples, its cash flow and your growth assumption say it is worth.

Against its own past

Its multiples now against their own history, and how much of the price move came from earnings rather than the multiple.