CFGCitizens Financial Group

$63.25+27% 1Y

The financials

Citizens Financial Group by the numbers

Citizens Financial Group (CFG) reported revenue of $2.32B in Q3 2026 (quarter ended Sep 30, 2026), up 9.6% from the same quarter a year earlier. That came with net income of $636M (27% of revenue). For the full year FY2025, revenue was $8.25B (+5.6% year on year) and net income $1.83B. Its largest product in Q2 2026 (quarter ended Jun 30, 2026) was Wealth Fees at $102M, 40% of the disclosed total, ahead of Service Chargesand Fees at 31%. The next results filing is expected around Jan 20, 2027, the same week as a year ago.

Citizens Financial Group income statement, Q3 2026 against the same quarter a year earlier
Income statementQ3 2026Q3 2025Change
Revenue$2.32B$2.12B+9.6%
Net income$636M$494M+29%
Diluted EPS$1.41$1.05+34%
Revenue by product, Q2 2026 (quarter ended Jun 30, 2026), as reported to the SEC · segment disclosure runs one filing behind the income statement
ProductRevenueShare
Wealth Fees$102M40%
Service Chargesand Fees$79M31%
Card Fees$73M29%

Over its last three fiscal years Citizens Financial Group booked income tax of 20.8% of its pretax profit, 28.8% once deferred tax is taken out, close to the 21.3% median for US companies in our tax study.

Business segments

Revenue split by product segment, from SEC XBRL filings.

Latest period: Jun 2026Total $254.0M (+5.0%)
Wealth Fees grew +16% year on yearCard Fees -1.4% year on year
What Jun 2026 was made of
Wealth Fees40%Service Charges and Fees31%Card Fees29%
  • Wealth Fees$102.0Mvs last quarter +2.0%vs a year ago +16%
  • Service Charges and Fees$79.0Mvs last quarter +3.9%vs a year ago +2.6%
  • Card Fees$73.0Mvs last quarter +12%vs a year ago -1.4%
  • Capital Markets Fees$0.00vs last quarter n/avs a year ago n/a
  • Other Banking Fees$0.00vs last quarter -100%vs a year ago n/a
Segment sum = 56% of reported consolidated revenue (partial disaggregation) · Latest source: 10-Q filed Aug 3, 2026, SEC EDGAR
Citizens Financial Group (CFG) Revenue, Earnings and Segments · Ryufin