CZNCCitizens & Northern Corporation
Is the price fair?
In its normal P/E range. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.
In its normal range: P/E 10.8 vs a 10.9 median over 38 quarters (−0% vs median).
Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.
What CZNC's price assumes
Citizens & Northern Corporation has no trailing P/E on file, so the price is measured against sales instead: 2.63× revenue.
Price / sales · no trailing P/E on file: measured against sales instead
- Price / book
- 1.19
Price / book · as of 2026-Q2
- EV / sales
- 2.20
EV / sales
Details›
- Price / bookas of 2026-Q2
- 1.19
- EV / salesas of 2026-Q2
- 2.20
- Market capitalisation17.9 million shares, counted Aug 3, 2026
- $496M
Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.
Against its own past
Its multiples now against their own history, and how much of the price move came from earnings rather than the multiple.
Banks, Regional
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