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The financials
Dave Inc. by the numbers
Dave Inc. (DAVE) reported revenue of $171M in Q2 2026 (quarter ended Jun 30, 2026), up 30% from the same quarter a year earlier. That came with net income of $6.7M (3.9% of revenue). For the full year FY2025, revenue was $554M (+60% year on year) and net income $196M. Its largest product in Q2 2026 was Processing And Overdraft Service Fees Net at $145M, 80% of the disclosed total, well ahead of Subscriptions at 8.3%.
| Income statement | Q2 2026 | Q2 2025 | Change |
|---|---|---|---|
| Revenue | $171M | $132M | +30% |
| Operating income | $52M | $41M | +27% |
| Net income | $6.7M | $9.0M | −26% |
| Diluted EPS | $0.49 | $0.62 | −21% |
| Product | Revenue | Share |
|---|---|---|
| Processing And Overdraft Service Fees Net | $145M | 80% |
| Subscriptions | $15M | 8.3% |
| Transaction Based | $11M | 5.9% |
| Interchange Revenue Net | $6.0M | 3.3% |
| Transaction Based Revenue Other Net | $4.1M | 2.2% |
| Atm Revenue Net | $633K | 0.3% |
| Other | $45K | 0.0% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q2 2026Total $181.5M (+7.3%)
Subscriptions grew +87% year on yearOther -41% year on year
Segment Latestquarter on quarteryear on year
- Processing And Overdraft Service Fees Net$144.9M$144.9MQoQ +8.5%year on year +28%+8.5%+28%
- Subscriptions$15.1M$15.1MQoQ +8.1%year on year +87%+8.1%+87%
- Transaction Based$10.7M$10.7MQoQ -0.75%year on year +5.7%-0.75%+5.7%
- Interchange Revenue Net$6.0M$6.0MQoQ -2.8%year on year +0.30%-2.8%+0.30%
- Transaction Based Revenue Other Net$4.1M$4.1MQoQ +2.9%year on year +20%+2.9%+20%
- Atm Revenue Net$633.0K$633.0KQoQ -3.9%year on year -15%-3.9%-15%
- Other$45.0K$45.0KQoQ -17%year on year -41%-17%-41%
- Tips$0.00$0.00QoQ -year on year ---
Software - Application
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