EEFTEuronet Worldwide, Inc.

$65.58-24% 1Y

RyuScore

Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.

RyuScore 86 out of 100, Strong
Today's price. Only valuation depends on it.

Strong. Euronet Worldwide, Inc. scores higher than 99% of the 2,231 companies Ryufin scores.

Carried by valuation and return on new capital, with nothing holding it far back.

Technology median 46 · all companies 55

How the score has moved

At each fiscal year end, from the reports and price of the time
50
52
66
60
81
85
86
202020212022202320242025today

The biggest move was up 21 points from 2023 to 2024, mostly return on new capital.

Valuation

26% of the score

100median 53

Euronet Worldwide, Inc. is valued at 7.8x its operating profit, including debt: cheap enough for full points.

60x
50x
35x
25x
18x
12x
8x
7.8x
Full points at 8x or less, none from 60xfull points

Return on capital

18% of the score

68median 24

Over 7 years the business earned 13% a year after tax on the capital it uses.

2%
8%
15%
25%
13%
None at 2% or less, full points from 25%full points
Return on capital by year
7 years agolatest 15%

Return on new capital

16% of the score

100median 33

For every dollar of operating profit earned over 6 years, yearly profit grew by 20 cents. New capital earned 37%, and 53% of profit went back into the business.

-5%
12%
20%
None at minus 5 cents, full points from 12 centsfull points

Capital allocation

14% of the score

98median 63

How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.

Share countDown 2.8% a year over 5 years: buybacks
97
5%
-3%
-2.8%
0 pointsfull points
Assets against salesAssets grew 5.7% a year, sales 11%
100
12%
-2%
-5.7%
0 pointsfull points

Cycle position

12% of the score

68median 63

Today's operating margin of 12% is 0.97x its normal 12%: close to its usual level. Normal is half the 10 year median, half the last four years, so a margin that has held is not taken for a peak.

2x
1.5x
1x
0.7x
1x
A trough earns points, a peak costs themfull points
Operating margin by year, against its normal level
10 years agonow 12%

Balance sheet

8% of the score

54median 50

What the debt weighs against the profit that has to carry it.

Net debt to EBITDA2.3x a year of EBITDA
56
4.5x
0.5x
2.3x
0 pointsfull points
Interest coverOperating profit covers interest 7x
53
1.5x
12x
7x
0 pointsfull points

Earnings quality

6% of the score

90median 90

Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.

Cash against profitOperating cash flow was 2.16x profit over 3 years
100
0.7x
1x
1.3x
2.2x
0 pointsfull points
AccrualsCash ran ahead of profit by 4.1% of assets
80
8%
0%
-8%
-4.1%
0 pointsfull points

How the RyuScore works

Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. Where a criterion cannot be measured from the filings it is taken out and the remaining weights scale up; a company needs 60% of the weight covered, and always a price, to get a score.

Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-30, latest annual report FY2025.