FNLCThe First Bancorp, Inc.

$36.56+46% 1Y
Latest close: a new 52-week highOct 23, 2026what changed →

Is the price fair?

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At the top of its own P/E range. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 to watch, 2 without data
Vs its own P/E rangedearest in 41 quartersderived

Expensive vs its own history: P/E 10.8 vs a 8.5 median over 41 quarters (+28% vs median).

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What FNLC's price assumes

The First Bancorp, Inc. trades at 10.8× earnings against 12.3× for the median Banks - Regional name, cheaper than its own group.

10.8

Trailing P/E · Banks - Regional median 12.3 · cheaper than the typical name in its group

Price / sales
2.44

Price / sales · as of 2026-Q2

Price / book
1.34

Price / book · as of 2026-Q2

EV / sales
3.59

EV / sales

Details›
Price / bookas of 2026-Q2
1.34
EV / salesas of 2026-Q2
3.59
Financial Services median P/E599 names
12.5
Banks - Regional median P/E234 names
12.3
Market capitalisation11.3 million shares, counted Aug 1, 2026
$412M
What the market has paid for these earnings: 41 quarters of its own multiple × $3.37 of trailing earnings per share
MethodPer share
Its own P/E history, lower quartile$25.06
Its own P/E history, median$28.51
Its own P/E history, upper quartile$32.18
52-week range$23.84 – $36.56
Today$36.56

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.

Against its own past

Its multiples now against their own history, and how much of the price move came from earnings rather than the multiple.