FULH.B. Fuller Company

$49.59-15% 1Y

Is it safe?

Good

Strong, no red flags: clean books, quality strong, and insiders buying.

3 good, 2 neutral, 1 without data
Honest booksLow risk

Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).

Quality7 / 9

High fundamental quality Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.

Insider conviction+$553K

Multiple insiders bought with their own money (net +$553K, 90 days to Oct 22, 2026).

Credit gradeAderived · Aug 29, 2026

Investment-grade balance sheet. A rule of thumb on leverage, not a credit rating.

Drawdown risk34% volderived · Oct 23, 2026

Moderate price swings, typical volatility. Worst drawdown -56% · now 26% below its 52-week high.

Unless marked, from SEC EDGAR, as of Nov 29, 2025.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

Volatilitybetter than 66% of the market
Max drawdownmiddle of the market

Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.

Can FUL take a bad year?

H.B. Fuller Company carries $1.96B of net debt as at Q3 2026.

$1.96B

Net debt · as at Q3 2026 · debt less the cash on hand

Debt / equity
0.95×

Debt / equity

Annualised volatility
34%

Annualised volatility · S&P 500 16% · roughly twice as jumpy as the market

Worst drawdown on file
−56%

Worst drawdown on file · −26% today

Details›
Total debtQ3 2026
$2.05B
Cash and short-term investments
$97M
Net debt
$1.96B
Debt / equity
0.95×
Annualised volatilitytwo years of daily moves
34%
Worst drawdown on file
−56%
Below its 52-week high
26%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.

The balance sheet

What it owes against what it owns, and how close that comes to trouble.

How far can it fall?

How much the price moves, how deep and how long its falls have run, and what each unit of risk has paid.