GWREGuidewire Software, Inc.

$189.01-22% 1Y

Is the price fair?

Fair

Neither cheap nor expensive: nothing decisive, though rich vs its sector.

1 to watch, 1 neutral, 1 without data
What the price assumes~+15% a year

Priced for ~15% a year FCF growth. Roughly in line with its three-year revenue growth of 18% a year.

Vs sector (EV/EBIT)102.9×

Sector median 29.4× across 209 covered peers. EV/EBIT counts debt as part of the price, so a cash-rich and a borrowed company can be compared on the same footing.

All from derived, as of Jul 31, 2026.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

P/E (valuation)bottom 4% of the market
FCF yieldbehind 82% of the market

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What GWRE's price assumes

Guidewire Software, Inc. trades at 117× earnings against 35.9× for the median Software - Application name, more expensive than its own group.

117

Trailing P/E · Software - Application median 35.9 · 3.25× the median: the market pays up for this one

Price / sales
10.5

Price / sales · today's price, trailing year to Jul 31, 2026

Free cash flow yield
2.4%

Free cash flow yield · Software - Application median 5.3%

Growth the price implies
+15%

Growth the price implies · The price pays for +15% free cash flow growth a year for a decade; the business has delivered +126% a year over the last three.

Details›
Price / booktoday's price, trailing year to Jul 31, 2026
13.0
EV / EBITtoday's price, trailing year to Jul 31, 2026
103
EV / salestoday's price, trailing year to Jul 31, 2026
10.4
Technology median P/E450 names
34.1
Software - Application median P/E124 names
35.9
Free cash flow, trailing twelve months
$378M
Market capitalisation82.0 million shares, counted Aug 31, 2026
$15.5B
3-year revenue growth
+18%
3-year free cash flow growth
+126%

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.

What is it worth?

Today's price against what its own multiples, its cash flow and your growth assumption say it is worth.

Against its own past

Its multiples now against their own history, and how much of the price move came from earnings rather than the multiple.