HGVHilton Grand Vacations Inc.

$35.89-17% 1Y

RyuScore

Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.

RyuScore 81 out of 100, Strong
Today's price. Only valuation depends on it.

Strong. Hilton Grand Vacations Inc. scores higher than 95% of the 2,231 companies Ryufin scores.

Carried by valuation and return on new capital, held back by the balance sheet.

Consumer Cyclical median 66 · all companies 55

How the score has moved

At each fiscal year end, from the reports and price of the time
29
44
60
71
67
74
81
202020212022202320242025today

The biggest move was up 16 points from 2021 to 2022, mostly valuation.

Valuation

26% of the score, 32% here after data gaps

93median 53

Hilton Grand Vacations Inc. is valued at 10.4x its operating profit before acquisition amortisation (EBITA), including debt: a low multiple.

60x
50x
35x
25x
18x
12x
8x
10.4x
Full points at 8x or less, none from 60xfull points

Return on capital

Taken out: its 18% is shared by the others

n/ano data

Fewer than three years of operating profit and capital on file.

Return on new capital

16% of the score, 20% here after data gaps

100median 33

For every dollar of operating profit earned over 6 years, yearly profit grew by 17 cents.

-5%
12%
17%
None at minus 5 cents, full points from 12 centsfull points

Capital allocation

14% of the score, 17% here after data gaps

66median 63

How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.

Share countUp 1.5% a year over 5 years: new shares
44
5%
-3%
1.5%
0 pointsfull points
Assets against salesAssets grew 30% a year, sales 41%
100
12%
-2%
-12%
0 pointsfull points

Cycle position

12% of the score, 15% here after data gaps

100median 63

Today's operating margin of 9.9% is 0.62x its normal 16%: near a trough. Normal is half the 10 year median, half the last four years, so a margin that has held is not taken for a peak.

2x
1.5x
1x
0.7x
0.6x
A trough earns points, a peak costs themfull points
Operating margin by year, against its normal level
10 years agonow 9.9%

Balance sheet

8% of the score, 10% here after data gaps

1median 50

What the debt weighs against the profit that has to carry it.

Net debt to EBITDA5.7x a year of EBITDA
0
4.5x
0.5x
5.7x
0 pointsfull points
Interest coverOperating profit covers interest 2x
2
1.5x
12x
1.8x
0 pointsfull points

Earnings quality

6% of the score, 7% here after data gaps

85median 90

Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.

Cash against profitOperating cash flow was 2.09x profit over 3 years
100
0.7x
1x
1.3x
2.1x
0 pointsfull points
AccrualsCash ran ahead of profit by 1.9% of assets
70
8%
0%
-8%
-1.9%
0 pointsfull points

How the RyuScore works

Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. For HGV, return on capital could not be measured from the filings, so it is taken out and the remaining weights scale up.

Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-30, latest annual report FY2025.