HQYHealthEquity, Inc.

$104.01+14% 1Y

What is the market doing?

Mixed

No clear lean: nothing decisive, though in an uptrend.

1 good, 2 neutral
TrendUptrendderived · Oct 23, 2026

In an uptrend, above its rising 50- and 200-day averages. Overbought (RSI 80). Price is +17% vs its 200-day average.

Insider conviction−$800K (90 days to Oct 22, 2026)SEC EDGAR · Oct 22, 2026

Insiders were net sellers over the 90 days ending Oct 22, 2026; selling is often routine (taxes, diversification).

Short interest7.2% of sharesFINRA · Sep 30, 2026

Heavily shorted, settled Sep 30, 2026, about a week of normal trading to cover. Up 25% since the previous count, up from 6.4% of shares outstanding three months ago.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

1-year returnmiddle of the market
vs 200-day avgbetter than 83% of the market

Where this answer is blind. Insider selling is often routine (taxes, diversification); only cluster buying is a strong tell.

How HQY is trading

HealthEquity, Inc. is +14% over the past year while the S&P 500 is +16%: 1.8 points behind the market.

+14%

1-year return · S&P 500 +16%

vs 200-day average
+17%

vs 200-day average · a clear uptrend

RSI (14)
80

RSI (14) · overbought, bought harder than it has been sold

Below its 52-week high
2.6%

Below its 52-week high

Oct 15, 2024$73.21 – $114.51 · dashed line: 200-day averageOct 23, 2026
Details›
Last close2026-10-23
$104.01
1 monthS&P 500 −0.94%
+18%
1 yearS&P 500 +16%
+14%
5 yearsS&P 500 +86%
+61%
vs 50-day average$95.79
+8.6%
52-week high
$106.83
52-week low
$73.21
Annualised volatility
38%
Insider buying, net, 6 monthsForms 3/4/5 to 2026-10-22
$537
Calendar-year price return
YearReturn
2026 (year to date)+14%
2025−4.5%
2024+45%
2023+7.6%
2022+39%
2021−37%
2020−5.9%
2019+24%
2018+28%
2017+15%
Average return by calendar month, 2016–2026
MonthYearsPositiveAverage
Jan107 of 10+7.8%
Feb106 of 10+4.9%
Mar103 of 10−4.8%
Apr104 of 10+0.55%
May109 of 10+6.1%
Jun107 of 10+2.7%
Jul114 of 11−0.64%
Aug115 of 11+0.08%
Sep118 of 11+2.9%
Oct115 of 11+2.0%
Nov106 of 10+7.2%
Dec101 of 10−7.8%

End-of-day closes from IEX; the S&P 500 comparison uses SPY over the same window. Prices are a reference point, not a basis for trading decisions.

Where the price stands

Its trend against the 50-day and 200-day averages, and the levels it keeps coming back to.

What it has returned

With dividends, year by year, month by month, and by calendar month on average.