The financials
Jefferson Capital, Inc. by the numbers
Jefferson Capital, Inc. (JCAP) reported revenue of $176M in Q1 2026 (quarter ended Mar 31, 2026), up 14% from the same quarter a year earlier. That came with net income of $38M (21% of revenue). For the full year FY2025, revenue was $613M (+42% year on year) and net income $188M. Its largest segment in Jun 2026 was United States at $129M, 72% of the disclosed total, well ahead of Canada at 12%.
| Income statement | Q1 2026 | Q1 2025 | Change |
|---|---|---|---|
| Revenue | $176M | $155M | +14% |
| Operating income | $80M | $89M | −10% |
| Net income | $38M | $64M | −41% |
| Diluted EPS | $0.61 | $61.50 | −99% |
| Operating | Revenue | Share |
|---|---|---|
| United States | $129M | 72% |
| Canada | $21M | 12% |
| United Kingdom | $17M | 9.4% |
| Latin America | $12M | 6.7% |
Business Segments
Revenue split by operating segment, from SEC XBRL filings.
Latest period: Jun 2026Total $177.5M (+0.62%)
Latin America grew +31% year on yearCanada +6.9% year on year
Segment Latestquarter on quarteryear on year
- United States$128.5M$128.5MQoQ -0.91%year on year +16%-0.91%+16%
- Canada$20.5M$20.5MQoQ +17%year on year +6.9%+17%+6.9%
- United Kingdom$16.6M$16.6MQoQ -3.0%year on year +21%-3.0%+21%
- Latin America$11.8M$11.8MQoQ -1.1%year on year +31%-1.1%+31%