LRNStride, Inc.

$79.44-44% 1Y

Is it safe?

Mixed

Forensics clean, with a caveat: a safe balance sheet and clean books, but big price swings.

4 good, 1 to watch, 1 without data
SurvivalSafe zone

Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.

Honest booksLow risk

Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).

Quality7 / 9

High fundamental quality Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.

Credit gradeAAderived · Sep 30, 2026

Net cash and profitable. A rule of thumb on leverage, not a credit rating.

Drawdown risk62% volderived · Oct 23, 2026

Large price swings, high volatility. Worst drawdown -64% · now 48% below its 52-week high.

Unless marked, from SEC EDGAR, as of Jun 30, 2026.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

Volatilitybehind 79% of the market
Max drawdownmiddle of the market

Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.

Can LRN take a bad year?

Stride, Inc. holds $371M more cash than debt, so a bad year is a question about profits, not about lenders.

$371M

Net cash · as at Q1 2027 · cash and short-term investments less total debt

Net debt / EBITDA
net cash

Net debt / EBITDA · no net borrowings to measure against earnings

Altman Z-score
5.52

Altman Z-score · safe zone, above 3

Debt / equity
0.25×

Debt / equity

Details›
Total debtQ1 2027
$418M
Cash and short-term investments
$789M
Net cash
$371M
EBITDA, trailing twelve months
$538M
Operating profit, trailing twelve months
$466M
Debt / equity
0.25×
Total debt / EBITDA
0.78×
Annualised volatilitytwo years of daily moves
62%
Worst drawdown on file
−64%
Below its 52-week high
48%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.

The balance sheet

What it owes against what it owns, and how close that comes to trouble.

How far can it fall?

How much the price moves, how deep and how long its falls have run, and what each unit of risk has paid.