LULufax Holding Ltd

$1.24

$1.2152 weeks$4.40

Price

$1.24-57%1Y

1M-16%1Y-57%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Below average

3/10

Value-

Quality87

Momentum3

Growth3

Strongest Quality, weakest Growth · ranked vs Financial Services peers. The five questions below judge the company on its own terms.

What they do

We are a leading financial services enabler for SBOs in China. We are committed to providing SBOs with comprehensive, convenient financial products and services as well as enabling financial institution partners to reach and serve SBOs efficiently. In addition, we provide consumer finance products and services for retail consumers. We enabled loans for 3.9 million active borrowers in 2023, 5.0 million active borrowers in 2024, and 4.0 million active borrowers in 2025.

In the company’s own words · 20-F filed Apr 30, 2026 · SEC EDGAR

P/E (TTM)-

Market Cap$1.07B

1Y Return-57%

5Y Return-90%

For the full year FY2024, revenue was CNY 8.16B (−47% year on year) and net income −CNY 3.87B.