MQMarqeta, Inc.
Is the price fair?
Modest expectations priced in. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.
Priced for a decline (~−4% a year). Little growth is priced in even as revenue fell 7% a year over three years, potential value, or a value trap.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.
What MQ's price assumes
Marqeta, Inc. trades at 236× earnings against 35.0× for the median Software - Infrastructure name, more expensive than its own group.
Trailing P/E · Software - Infrastructure median 35.0 · 6.73× the median: the market pays up for this one
- Price / sales
- 2.56
Price / sales · as of 2026-Q2
- Free cash flow yield
- 10%
Free cash flow yield · Software - Infrastructure median 4.9%
- Growth the price implies
- −3.8%
Growth the price implies · The price pays for −3.8% free cash flow growth a year for a decade; revenue has shrunk 7.1% a year over the last three.
Details›
- Price / bookas of 2026-Q2
- 2.42
- EV / EBIToperating margin −1.9%: the multiple describes the denominator
- not meaningful
- Technology median P/E450 names
- 34.1
- Software - Infrastructure median P/E103 names
- 35.0
- Free cash flow, trailing twelve months
- $198M
- Market capitalisation104.1 million shares, counted Jul 31, 2026
- $1.96B
- 3-year revenue growth
- −7.1%
Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.
What is it worth?
Today's price against what its own multiples, its cash flow and your growth assumption say it is worth.
Software, Infrastructure
Ranks #53 of 78 by RyuScore