NWFLNorwood Financial Corp.

$34.73+34% 1Y

Is the price fair?

Mixed

In its normal P/E range. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 neutral, 2 without data
Vs its own P/E rangemid-range for this companyderived

In its normal range: P/E 12.0 vs a 11.1 median over 39 quarters (+8% vs median).

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What NWFL's price assumes

Norwood Financial Corp. trades at 12.0× earnings against 12.3× for the median Banks - Regional name, cheaper than its own group.

12.0

Trailing P/E · Banks - Regional median 12.3 · cheaper than the typical name in its group

Price / sales
2.42

Price / sales · as of 2026-Q2

Price / book
1.20

Price / book · as of 2026-Q2

Details›
Price / bookas of 2026-Q2
1.20
Financial Services median P/E599 names
12.5
Banks - Regional median P/E234 names
12.3
Market capitalisation10.9 million shares, counted Aug 1, 2026
$379M
What the market has paid for these earnings: 39 quarters of its own multiple × $2.89 of trailing earnings per share
MethodPer share
Its own P/E history, lower quartile$24.75
Its own P/E history, median$32.14
Its own P/E history, upper quartile$42.65
52-week range$25.60 – $35.15
Today$34.73

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.

Against its own past

Its multiples now against their own history, and how much of the price move came from earnings rather than the multiple.