PAYSPaysign, Inc.

$14.91+170% 1Y

Is the price fair?

Fair

Neither cheap nor expensive: modest expectations priced in, but well above its own median P/E.

1 good, 1 to watch, 1 without data
What the price assumes~−2% a yearderived · Jun 30, 2026

Priced for a decline (~−2% a year). The price demands less than its three-year revenue growth of 33% a year, expectations look modest.

Vs its own P/E range50% above its own medianderived

Expensive vs its own history: P/E 55.2 vs a 36.8 median over 33 quarters (+50% vs median).

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What PAYS's price assumes

Paysign, Inc. trades at 55.2× earnings against 35.0× for the median Software - Infrastructure name, more expensive than its own group.

55.2

Trailing P/E · Software - Infrastructure median 35.0 · 1.58× the median: the market pays up for this one

Price / sales
5.04

Price / sales · as of 2026-Q2

Free cash flow yield
8.7%

Free cash flow yield · Software - Infrastructure median 4.9%

Growth the price implies
−1.8%

Growth the price implies · The price pays for −1.8% free cash flow growth a year for a decade; the business has delivered +102% a year over the last three.

Details›
Price / bookas of 2026-Q2
8.43
EV / EBITas of 2026-Q2
19.6
EV / salesas of 2026-Q2
3.34
Technology median P/E450 names
34.1
Software - Infrastructure median P/E103 names
35.0
Free cash flow, trailing twelve months
$74M
Market capitalisation56.5 million shares, counted Jul 30, 2026
$842M
3-year revenue growth
+33%
3-year free cash flow growth
+102%
What the market has paid for these earnings: 33 quarters of its own multiple × $0.27 of trailing earnings per share
MethodPer share
Its own P/E history, lower quartile$6.30
Its own P/E history, median$9.93
Its own P/E history, upper quartile$19.82
52-week range$3.18 – $15.61
Today$14.91

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.

What is it worth?

Today's price against what its own multiples, its cash flow and your growth assumption say it is worth.

Against its own past

Its multiples now against their own history, and how much of the price move came from earnings rather than the multiple.