PAYSPaysign, Inc.
Is the price fair?
Neither cheap nor expensive: modest expectations priced in, but well above its own median P/E.
Priced for a decline (~−2% a year). The price demands less than its three-year revenue growth of 33% a year, expectations look modest.
Expensive vs its own history: P/E 55.2 vs a 36.8 median over 33 quarters (+50% vs median).
Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.
What PAYS's price assumes
Paysign, Inc. trades at 55.2× earnings against 35.0× for the median Software - Infrastructure name, more expensive than its own group.
Trailing P/E · Software - Infrastructure median 35.0 · 1.58× the median: the market pays up for this one
- Price / sales
- 5.04
Price / sales · as of 2026-Q2
- Free cash flow yield
- 8.7%
Free cash flow yield · Software - Infrastructure median 4.9%
- Growth the price implies
- −1.8%
Growth the price implies · The price pays for −1.8% free cash flow growth a year for a decade; the business has delivered +102% a year over the last three.
Details›
- Price / bookas of 2026-Q2
- 8.43
- EV / EBITas of 2026-Q2
- 19.6
- EV / salesas of 2026-Q2
- 3.34
- Technology median P/E450 names
- 34.1
- Software - Infrastructure median P/E103 names
- 35.0
- Free cash flow, trailing twelve months
- $74M
- Market capitalisation56.5 million shares, counted Jul 30, 2026
- $842M
- 3-year revenue growth
- +33%
- 3-year free cash flow growth
- +102%
| Method | Per share |
|---|---|
| Its own P/E history, lower quartile | $6.30 |
| Its own P/E history, median | $9.93 |
| Its own P/E history, upper quartile | $19.82 |
| 52-week range | $3.18 – $15.61 |
| Today | $14.91 |
Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.
What is it worth?
Today's price against what its own multiples, its cash flow and your growth assumption say it is worth.
Against its own past
Its multiples now against their own history, and how much of the price move came from earnings rather than the multiple.
Software, Infrastructure
Ranks #25 of 78 by RyuScore