PBFSPioneer Bancorp, Inc.
Is the price fair?
Well above its own median P/E. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.
Expensive vs its own history: P/E 26.0 vs a 16.5 median over 24 quarters (+57% vs median).
Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.
What PBFS's price assumes
Pioneer Bancorp, Inc. trades at 26.0× earnings against 12.3× for the median Banks - Regional name, more expensive than its own group.
Trailing P/E · Banks - Regional median 12.3 · 2.11× the median: the market pays up for this one
- Price / sales
- 3.54
Price / sales · as of 2026-Q2
- Price / book
- 1.26
Price / book · as of 2026-Q2
Details›
- Price / bookas of 2026-Q2
- 1.26
- Financial Services median P/E599 names
- 12.5
- Banks - Regional median P/E234 names
- 12.3
- Market capitalisation24.8 million shares, counted Aug 6, 2026
- $452M
| Method | Per share |
|---|---|
| Its own P/E history, lower quartile | $10.61 |
| Its own P/E history, median | $11.56 |
| Its own P/E history, upper quartile | $23.55 |
| 52-week range | $13.02 – $18.48 |
| Today | $18.20 |
Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.
Against its own past
Its multiples now against their own history, and how much of the price move came from earnings rather than the multiple.
Banks, Regional
The closest names by size in the same industry