PPLIPeople Incorporated

$38.51+17% 1Y

Is it safe?

Mixed

Solid, nothing alarming: heavy debt (CCC).

1 to watch, 2 neutral, 3 without data
SurvivalGrey zoneSEC EDGAR · Dec 31, 2025

Mixed, watch the balance sheet Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.

Credit gradeCCCderived · Jun 30, 2026

Debt against weak or negative operating profit. A rule of thumb on leverage, not a credit rating.

Drawdown risk37% volderived · Oct 23, 2026

Moderate price swings, typical volatility. Worst drawdown -78% · now 19% below its 52-week high.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

Volatilitymiddle of the market
Max drawdownbehind 71% of the market

Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.

Can PPLI take a bad year?

People Incorporated carries $302M of net debt as at Q2 2026, with no operating profit to service it.

$302M

Net debt · as at Q2 2026 · debt less the cash on hand, with no positive EBITDA to service it

Altman Z-score
1.06

Altman Z-score · distress zone, below 1.8

Interest cover
none

Interest cover · no operating profit to pay the interest bill from

Annualised volatility
37%

Annualised volatility · S&P 500 16% · roughly twice as jumpy as the market

Details›
Total debtQ2 2026
$1.41B
Cash and short-term investments
$1.11B
Net debt
$302M
EBITDA, trailing twelve months
−$130M
Operating profit, trailing twelve months
−$188M
Debt / equity
0.28×
Annualised volatilitytwo years of daily moves
37%
Worst drawdown on file
−78%
Below its 52-week high
19%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.

The balance sheet

What it owes against what it owns, and how close that comes to trouble.

How far can it fall?

How much the price moves, how deep and how long its falls have run, and what each unit of risk has paid.

On our screens:Most shorted stocks