QFINQfin Holdings, Inc.

$8.84

Price

$8.84-68%1Y
1M-32%1Y-68%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Above average
8/10
Value97
Quality-
Momentum3
Growth64
Strongest Value, weakest Momentum · ranked vs Financial Services peers. The five questions below judge the company on its own terms.
What they do

Established in 2016, we are a leading AI-empowered Credit-Tech platform in China. Leveraging our sophisticated machine learning models and data analytics capabilities, we provide a comprehensive suite of technology services to assist financial institutions, consumers, and SMEs in the loan lifecycle, ranging from borrower acquisition, preliminary credit assessment, fund matching and post-facilitation services, with Qifu Jietiao app as our primary user interface.

In the company’s own words · 20-F filed Apr 27, 2026 · SEC EDGAR

P/E (TTM)-
Market Cap$1.83B
1Y Return-68%
5Y Return-42%

Qfin Holdings, Inc. (QFIN) reported revenue of CNY 3.91B in Q4 2022 (quarter ended Dec 31, 2022), down 15% from the same quarter a year earlier. That came with a gross margin of 85% and net income of CNY 868M (22% of revenue). For the full year FY2025, revenue was CNY 19.2B (+12% year on year) and net income CNY 5.98B.

Raw charts

7 series · TTM

As reported to the SEC, without any scoring.