SMBKSmartFinancial, Inc.
Is the price fair?
In its normal P/E range. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.
In its normal range: P/E 14.6 vs a 12.4 median over 41 quarters (+18% vs median).
Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.
What SMBK's price assumes
SmartFinancial, Inc. trades at 14.6× earnings against 12.3× for the median Banks - Regional name, more expensive than its own group.
Trailing P/E · Banks - Regional median 12.3 · 1.18× the median: the market pays up for this one
- Price / sales
- 4.38
Price / sales · as of 2026-Q2
- Price / book
- 1.38
Price / book · as of 2026-Q2
- EV / sales
- 2.30
EV / sales
Details›
- Price / bookas of 2026-Q2
- 1.38
- EV / salesas of 2026-Q2
- 2.30
- Financial Services median P/E599 names
- 12.5
- Banks - Regional median P/E234 names
- 12.3
- Market capitalisation17.1 million shares, counted Aug 3, 2026
- $844M
| Method | Per share |
|---|---|
| Its own P/E history, lower quartile | $35.13 |
| Its own P/E history, median | $41.91 |
| Its own P/E history, upper quartile | $52.15 |
| 52-week range | $34.31 – $53.21 |
| Today | $49.35 |
Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.
Against its own past
Its multiples now against their own history, and how much of the price move came from earnings rather than the multiple.
Banks, Regional
The closest names by size in the same industry