Valuation
26% of the score, 30% here after data gaps
33median 53
TJX Companies is valued at 32.8x its operating profit, including debt: a very rich multiple.
60x
50x
35x
25x
18x
12x
8x
32.8x
Full points at 8x or less, none from 60xfull points
TJXTJX Companies
$145.00+2.6% 1Y
$145.00
$122.8552 weeks$168.41
RyuScore
Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.
RyuScore 70 out of 100, Above average
Today's price. Only valuation depends on it.
Above average. TJX Companies scores higher than 77% of the 2,231 companies Ryufin scores.
Carried by return on capital and capital allocation, held back by valuation.
Consumer Cyclical median 66 · all companies 55
Return on capital
18% of the score, 20% here after data gaps
100median 24
Over 7 years the business earned 60% a year after tax on the capital it uses.
2%
8%
15%
25%
60%
None at 2% or less, full points from 25%full points
7 years agolatest 61%
Return on new capital
16% of the score, 18% here after data gaps
60median 33
For every dollar of operating profit earned over 6 years, yearly profit grew by 5 cents. New capital earned 50%, and 10% of profit went back into the business.
-5%
12%
5.3%
None at minus 5 cents, full points from 12 centsfull points
Capital allocation
14% of the score, 16% here after data gaps
89median 63
How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.
Share countDown 1.5% a year over 5 years: buybacks
815%
-3%
-1.5%
0 pointsfull points
Assets against salesAssets grew 3% a year, sales 13%
10012%
-2%
-10%
0 pointsfull points
Cycle position
Taken out: its 12% is shared by the others
n/ano data
Fewer than five years of margins on file.
Balance sheet
8% of the score, 9% here after data gaps
100median 50
What the debt weighs against the profit that has to carry it.
Net debt to EBITDAMore cash than debt
100Interest coverOperating profit covers interest 60x
1001.5x
12x
60.3x
0 pointsfull points
Earnings quality
6% of the score, 7% here after data gaps
86median 90
Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.
Cash against profitOperating cash flow was 1.28x profit over 3 years
980.7x
1x
1.3x
1.3x
0 pointsfull points
AccrualsCash ran ahead of profit by 4.1% of assets
808%
0%
-8%
-4.1%
0 pointsfull points
Beneish M-score-2.59
79-1.50
-1.78
-2.22
-3.00
-2.59
0 pointsfull points
How the RyuScore works
Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. For TJX, cycle position could not be measured from the filings, so it is taken out and the remaining weights scale up.
Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-08-01, latest annual report FY2025.
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