UPSTUpstart Holdings, Inc.

$23.77-50% 1Y

Is the price fair?

What UPST's price assumes

Upstart Holdings, Inc. trades at 48.5× earnings against 12.0× for the median Credit Services name, more expensive than its own group.

48.5

Trailing P/E · Credit Services median 12.0 · 4.03× the median: the market pays up for this one

Price / sales
3.12

Price / sales · as of 2026-Q2

Price / book
4.88

Price / book · as of 2026-Q2

Details›
Price / bookas of 2026-Q2
4.88
Financial Services median P/E599 names
12.5
Credit Services median P/E35 names
12.0
Market capitalisation97.3 million shares, counted Jul 28, 2026
$2.31B

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.

On our screens:Most shorted stocks