Valuation
26% of the score
80median 53
Universal Corporation is valued at 14.5x its operating profit, including debt: an ordinary multiple.
60x
50x
35x
25x
18x
12x
8x
14.5x
Full points at 8x or less, none from 60xfull points
UVVUniversal Corporation
$39.27-23% 1Y
$39.27
$38.2352 weeks$57.85
RyuScore
Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.
RyuScore 62 out of 100, Above average
Today's price. Only valuation depends on it.
Above average. Universal Corporation scores higher than 62% of the 2,231 companies Ryufin scores.
Carried by valuation and cycle position, held back by return on capital and the balance sheet.
Consumer Defensive median 63 · all companies 55
How the score has moved
At each fiscal year end, from the reports and price of the time61
56
62
64
69
64
62
202120222023202420252026today
The biggest move was up 6 points from 2022 to 2023, mostly return on new capital.
Return on capital
18% of the score
31median 24
Over 7 years the business earned 6.2% a year after tax on the capital it uses.
2%
8%
15%
25%
6.2%
None at 2% or less, full points from 25%full points
7 years agolatest 4.5%
Return on new capital
16% of the score
49median 33
For every dollar of operating profit earned over 6 years, yearly profit grew by 3 cents. New capital earned 6.8%, and 50% of profit went back into the business.
-5%
12%
3.4%
None at minus 5 cents, full points from 12 centsfull points
Capital allocation
14% of the score
75median 63
How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.
Share countUp 0.3% a year over 5 years: new shares
595%
-3%
0.3%
0 pointsfull points
Assets against salesAssets grew 3.4% a year, sales 8%
10012%
-2%
-4.6%
0 pointsfull points
Cycle position
12% of the score
100median 63
Today's operating margin of 4.9% is 0.63x its normal 7.7%: near a trough. Normal is half the 10 year median, half the last four years, so a margin that has held is not taken for a peak.
2x
1.5x
1x
0.7x
0.6x
A trough earns points, a peak costs themfull points
10 years agonow 4.9%
Balance sheet
8% of the score
2median 50
What the debt weighs against the profit that has to carry it.
Net debt to EBITDA6x a year of EBITDA
04.5x
0.5x
6x
0 pointsfull points
Interest coverOperating profit covers interest 2x
41.5x
12x
1.9x
0 pointsfull points
Earnings quality
6% of the score
86median 90
Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.
Cash against profitOperating cash flow was 1.54x profit over 3 years
1000.7x
1x
1.3x
1.5x
0 pointsfull points
AccrualsCash ran ahead of profit by 3.4% of assets
778%
0%
-8%
-3.4%
0 pointsfull points
Beneish M-score-2.65
82-1.50
-1.78
-2.22
-3.00
-2.65
0 pointsfull points
How the RyuScore works
Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. Where a criterion cannot be measured from the filings it is taken out and the remaining weights scale up; a company needs 60% of the weight covered, and always a price, to get a score.
Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-30, latest annual report FY2026.