WLFCWillis Lease Finance Corporation

$38.96-11% 1Y

RyuScore

Seven criteria, each scored 0 to 100 on a published scale, weighted into one number.

RyuScore 55 out of 100, Average
Today's price. Only valuation depends on it.

Average. Willis Lease Finance Corporation scores higher than 51% of the 2,231 companies Ryufin scores.

Carried by return on new capital and earnings quality, held back by cycle position and the balance sheet.

Industrials median 61 · all companies 55

How the score has moved

At each fiscal year end, from the reports and price of the time
54
31
30
27
49
51
55
202020212022202320242025today

The biggest move was down 23 points from 2020 to 2021, mostly return on new capital.

Valuation

26% of the score, 32% here after data gaps

48median 53

Willis Lease Finance Corporation is valued at 26.1x its operating profit, including debt: a rich multiple.

60x
50x
35x
25x
18x
12x
8x
26.1x
Full points at 8x or less, none from 60xfull points

Return on capital

Taken out: its 18% is shared by the others

n/ano data

Fewer than three years of operating profit and capital on file.

Return on new capital

16% of the score, 20% here after data gaps

100median 33

For every dollar of operating profit earned over 6 years, yearly profit grew by 35 cents.

-5%
12%
35%
None at minus 5 cents, full points from 12 centsfull points

Capital allocation

14% of the score, 17% here after data gaps

57median 63

How management spends the money: shares bought back or issued, and whether assets grow faster than the business they serve.

Share countUp 2.8% a year over 5 years: new shares
28
5%
-3%
2.8%
0 pointsfull points
Assets against salesAssets grew 11% a year, sales 20%
100
12%
-2%
-9.7%
0 pointsfull points

Cycle position

12% of the score, 15% here after data gaps

30median 63

Today's operating margin of 16% is 1.44x its normal 11%: near a peak, where margins tend to fall back. Normal is half the 10 year median, half the last four years, so a margin that has held is not taken for a peak.

2x
1.5x
1x
0.7x
1.4x
A trough earns points, a peak costs themfull points
Operating margin by year, against its normal level
10 years agonow 16%

Balance sheet

8% of the score, 10% here after data gaps

0median 50

What the debt weighs against the profit that has to carry it.

Net debt to EBITDA9.7x a year of EBITDA
0
4.5x
0.5x
9.7x
0 pointsfull points
Interest coverOperating profit covers interest 1x
0
1.5x
12x
0.9x
0 pointsfull points

Earnings quality

6% of the score, 7% here after data gaps

92median 90

Whether the reported profit arrives as cash, and whether the accounts show the usual signs of stretching.

Cash against profitOperating cash flow was 3.00x profit over 3 years
100
0.7x
1x
1.3x
3x
0 pointsfull points
AccrualsCash ran ahead of profit by 4.7% of assets
83
8%
0%
-8%
-4.7%
0 pointsfull points

How the RyuScore works

Each criterion earns 0 to 100 points on the scale drawn under it, and the RyuScore is their average weighted 26, 18, 16, 14, 12, 8 and 6. Scales bend in the company's favour between their ends, so an ordinary figure is never already near zero. For WLFC, return on capital could not be measured from the filings, so it is taken out and the remaining weights scale up.

Built from the company's annual and quarterly filings with the SEC and today's share price. Banks, insurers and property trusts are not scored: their debt is their raw material, so these yardsticks mean something else there. Figures as of 2026-06-30, latest annual report FY2025.