The financials
Affirm Holdings, Inc. by the numbers
Affirm Holdings, Inc. (AFRM) reported revenue of $1.17B in Q4 2026 (quarter ended Jun 30, 2026), up 33% from the same quarter a year earlier. That came with net income of $1.62B (139% of revenue). For the full year FY2026, revenue was $4.26B (+32% year on year) and net income $1.93B. Its largest product in Q4 2026 was Merchant Network at $302M, 78% of the disclosed total, well ahead of Virtual Card Network at 22%.
| Income statement | Q4 2026 | Q4 2025 | Change |
|---|---|---|---|
| Revenue | $1.17B | $876M | +33% |
| Net income | $1.62B | $69M | +2235% |
| Diluted EPS | $4.63 | $0.20 | +2215% |
| Product | Revenue | Share |
|---|---|---|
| Merchant Network | $302M | 78% |
| Virtual Card Network | $85M | 22% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q4 2026Total $387.5M (+16%)
Virtual Card Network grew +27% year on yearMerchant Network +26% year on year
Segment Latestquarter on quarteryear on year
- Merchant Network$302.4M$302.4MQoQ +13%year on year +26%+13%+26%
- Virtual Card Network$85.2M$85.2MQoQ +28%year on year +27%+28%+27%