ENVAEnova International, Inc.
Price
+54%1YEnd-of-day closes, not the intraday tick.
More going right than wrong
Quality mixed, nothing alarming, price roughly fair, growing in the filings, the market undecided.
We are a leading technology and analytics company focused on providing online financial services. In 2025, we extended approximately $7.8 billion in credit or financing to borrowers. As of December 31, 2025, we offered or arranged loans or draws on lines of credit to consumers in 37 states in the United States and Brazil. We also offered or arranged financing to small businesses in 49 states and Washington D.C. in the United States.
In the company’s own words · 10-K filed Feb 20, 2026 · SEC EDGAR
Charts
As reported to the SEC, without any scoring.
Enova International, Inc. (ENVA) reported revenue of $1.01B in Q3 2026 (quarter ended Sep 30, 2026), up 26% from the same quarter a year earlier. That came with a gross margin of 61% and net income of $107M (11% of revenue). For the full year FY2025, revenue was $3.15B (+19% year on year) and net income $308M. Its largest region in Q2 2026 (quarter ended Jun 30, 2026) was United States at $904M, 97% of the disclosed total, well ahead of Non Us at 2.7%. The next results filing is expected around Jan 26, 2027, the same week as a year ago.
What the company said
The company's own words from its current reports to the SEC, newest first
- Oct 22, 2026Enova Reports Third Quarter 2026 Results.Earnings release · press release
- Oct 16, 2026The information set forth in.Material agreement entered · Form 8-K
- Oct 13, 2026NetCredit 2022 – Fourth Amendment to Note Issuance and Purchase Agreement On October 13, 2026, NetCredit Receivables 2022, LLC (“NetCredit 2022”), a wholly-owned indirect subsidiary of Enova International, Inc. (the “Company”), amended that certain Note Issuance and Purchase Agreement (the “Note Issuance and Purchase …Material agreement entered · Form 8-K
Quoted from SEC EDGAR filings. A current report is filed within four business days of the event it describes.
Business segments
Jun 2026 · $928.9MThe company’s own SEC segment disclosure.
- United States$903.6M97%
- Non Us$25.3M3%
Why these answers
Each answer with the checks it was read from. Open one for the numbers.
Conflicts between checks are named, never averaged, and thin data says so.
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