The financials
Enova International, Inc. by the numbers
Enova International, Inc. (ENVA) reported revenue of $875M in Q1 2026 (quarter ended Mar 31, 2026), up 17% from the same quarter a year earlier. That came with a gross margin of 60% and net income of $91M (10% of revenue). For the full year FY2025, revenue was $3.15B (+19% year on year) and net income $308M. Its largest region in Jun 2026 was United States at $904M, 97% of the disclosed total, well ahead of Non Us at 2.7%.
| Income statement | Q1 2026 | Q1 2025 | Change |
|---|---|---|---|
| Revenue | $875M | $746M | +17% |
| Gross profit | $529M | $426M | +24% |
| Operating income | $207M | $172M | +20% |
| Net income | $91M | $73M | +25% |
| Diluted EPS | $3.46 | $2.69 | +29% |
| Geographic | Revenue | Share |
|---|---|---|
| United States | $904M | 97% |
| Non Us | $25M | 2.7% |
Business Segments
Revenue split by geographic segment, from SEC XBRL filings.
Latest period: Jun 2026Total $928.9M (+6.1%)
Non Us grew +32% year on yearUnited States +21% year on year
Segment Latestquarter on quarteryear on year
- United States$903.6M$903.6MQoQ +6.1%year on year +21%+6.1%+21%
- Non Us$25.3M$25.3MQoQ +7.1%year on year +32%+7.1%+32%