LOBLive Oak Bancshares, Inc.
Is the price fair?
Cheap against its own history. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.
Cheap vs its own history: P/E 12.4 vs a 21.4 median over 41 quarters (−42% vs median).
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.
What LOB's price assumes
Live Oak Bancshares, Inc. trades at 12.4× earnings against 12.3× for the median Banks - Regional name, more expensive than its own group.
Trailing P/E · Banks - Regional median 12.3 · 1.00× the median: the market pays up for this one
- Price / sales
- 2.01
Price / sales · as of 2026-Q2
- Price / book
- 1.45
Price / book · as of 2026-Q2
Details›
- Price / bookas of 2026-Q2
- 1.45
- Financial Services median P/E599 names
- 12.5
- Banks - Regional median P/E234 names
- 12.3
- Market capitalisation46.3 million shares, counted Aug 3, 2026
- $1.63B
| Method | Per share |
|---|---|
| Its own P/E history, lower quartile | $39.66 |
| Its own P/E history, median | $60.81 |
| Its own P/E history, upper quartile | $80.29 |
| 52-week range | $29.34 – $43.77 |
| Today | $35.11 |
Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.
Against its own past
Its multiples now against their own history, and how much of the price move came from earnings rather than the multiple.
Banks, Regional
The closest names by size in the same industry