NCNOnCino, Inc.

Technology

$23.17-3.7% 1Y

$23.17

$14.0152 weeks$27.10

Is the price fair?

Fair

Neither cheap nor expensive: modest expectations priced in, but rich vs its sector.

1 good, 1 to watch, 1 without data

What the price assumes~+5% a year

Priced for ~5% a year FCF growth. The price demands less than its three-year revenue growth of 12% a year, expectations look modest.

Vs sector (EV/EBIT)53.6×

Sector median 29.4× across 209 covered peers. EV/EBIT counts debt as part of the price, so a cash-rich and a borrowed company can be compared on the same footing.

All from derived, as of Jul 31, 2026.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

P/E (valuation)bottom 7% of the market

FCF yieldmiddle of the market

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What NCNO's price assumes

nCino, Inc. trades at 74.7× earnings against 35.9× for the median Software - Application name, more expensive than its own group.

74.7

Trailing P/E · Software - Application median 35.9 · 2.08× the median: the market pays up for this one

Price / sales: 3.94
Price / sales · today's price, trailing year to Jul 31, 2026
Free cash flow yield: 5.4%
Free cash flow yield · Software - Application median 5.3%
Growth the price implies: +4.7%
Growth the price implies · The price pays for +4.7% free cash flow growth a year for a decade; the business has delivered +186% a year over the last three.