OPFIOppFi Inc.

$5.42-43% 1Y
Latest close: a new 52-week lowOct 23, 2026what changed →

Is the price fair?

Good

Cheap against its own history. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 good, 2 without data
Vs its own P/E rangecheaper than 85% of its own historyderived

Cheap vs its own history: P/E 4.6 vs a 23.7 median over 13 quarters (−80% vs median).

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What OPFI's price assumes

OppFi Inc. has no trailing P/E on file, so the price is measured against sales instead: 2.35× revenue.

2.35

Price / sales · no trailing P/E on file: measured against sales instead

Price / book
2.06

Price / book · as of 2026-Q2

Details›
Price / bookas of 2026-Q2
2.06
Market capitalisation90.0 million shares, counted Aug 6, 2026
$488M
OPFI has re-rated away from its own history, so multiplying the old multiple by today's earnings prices a full reversal, not the business
MethodPer share
What its own history would implynot meaningful, 4.64× today against a 23.7× median
52-week range$5.42 – $11.38
Today$5.42

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.

Against its own past

Its multiples now against their own history, and how much of the price move came from earnings rather than the multiple.