SOFISoFi Technologies, Inc.

$14.62-45% 1Y

Is the price fair?

What SOFI's price assumes

SoFi Technologies, Inc. trades at 29.8× earnings against 12.0× for the median Credit Services name, more expensive than its own group.

29.8

Trailing P/E · Credit Services median 12.0 · 2.48× the median: the market pays up for this one

Price / sales
5.63

Price / sales · as of 2026-Q2

Price / book
2.19

Price / book · as of 2026-Q2

EV / sales
5.67

EV / sales

Details›
Price / bookas of 2026-Q2
2.19
EV / salesas of 2026-Q2
5.67
Financial Services median P/E599 names
12.5
Credit Services median P/E35 names
12.0
Market capitalisation1.29 billion shares, counted Jul 31, 2026
$18.9B

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.

Against its own past

Its multiples now against their own history, and how much of the price move came from earnings rather than the multiple.

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