SYFSynchrony Financial

$78.62

Is the price fair?

What SYF's price assumes

Synchrony Financial trades at 8.11× earnings against 13.0× for the median Credit Services name, cheaper than its own group.

8.11

Trailing P/E · Credit Services median 13.0 · cheaper than the typical name in its group

Price / sales
1.26

Price / sales · as of 2026-Q1

Price / book
1.42

Price / book · as of 2026-Q1

EV / sales
1.04

EV / sales

Details
Price / book2026-Q1
1.42
EV / sales2026-Q1
1.04
Financial Services median P/E380 names
14.1
Credit Services median P/E29 names
13.0
Market capitalisation
$25.7B
What the market has paid for these earnings: 37 quarters of its own multiple × $9.69 of trailing earnings per share
MethodPer share
Its own P/E history, lower quartile$55.37
Its own P/E history, median$65.76
Its own P/E history, upper quartile$90.11
52-week range$63.52 – $87.76
Today$78.62

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.