AFRM vs AXP
Affirm Holdings, Inc. and American Express, both Financial Services
American Express is the larger company at $211B against $24B. On trailing earnings AFRM is the cheaper of the two at a P/E of 12.7 against 19.0, a gap that is only a bargain if the two are growing at similar rates. Over the past year AFRM returned +1.5% against -2.6% for AXP.
| Figure | AFRM | AXP |
|---|---|---|
| Last close | $70.10 | $313 |
| Market cap | $24B | $211B |
| Trailing P/Elower is cheaper for the same earnings, not automatically better | 12.7 | 19.0 |
| Dividend yield | n/a | 1.0% |
| 1-year return | +1.5% | -2.6% |
| 5-year return | -48% | +91% |
Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.
Affirm Holdings, Inc.
Revenue of $1.2B in Q4 2026, net income $1.6B. Its largest reported line is Merchant Network, 78% of the disclosed total.
American Express
Revenue of $20B in Q2 2026, net income $3.1B. Its largest reported line is US Consumer Services, 39% of the disclosed total.
Open these two in the interactive comparison to add more names, change the period or see the correlation.