AFRM vs COF
Affirm Holdings, Inc. and Capital One, both Financial Services
Capital One is the larger company at $123B against $24B. On trailing earnings COF is the cheaper of the two at a P/E of 12.1 against 12.7, a gap that is only a bargain if the two are growing at similar rates. Over the past year AFRM returned +1.5% against +0.3% for COF.
| Figure | AFRM | COF |
|---|---|---|
| Last close | $70.10 | $201 |
| Market cap | $24B | $123B |
| Trailing P/Elower is cheaper for the same earnings, not automatically better | 12.7 | 12.1 |
| 1-year return | +1.5% | +0.3% |
| 5-year return | -48% | +32% |
Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.
Affirm Holdings, Inc.
Revenue of $1.2B in Q4 2026, net income $1.6B. Its largest reported line is Merchant Network, 78% of the disclosed total.
Capital One
Revenue of $16B in Q2 2026, net income $3.0B. Its largest reported line is Interchange Fees Contracts, 89% of the disclosed total.
Open these two in the interactive comparison to add more names, change the period or see the correlation.