COF vs SYF
Capital One and Synchrony Financial, both Financial Services
Capital One is the larger company at $123B against $23B. On trailing earnings SYF is the cheaper of the two at a P/E of 7.7 against 12.1, a gap that is only a bargain if the two are growing at similar rates. Over the past year SYF returned +6.1% against +0.3% for COF.
| Figure | COF | SYF |
|---|---|---|
| Last close | $201 | $73.64 |
| Market cap | $123B | $23B |
| Trailing P/Elower is cheaper for the same earnings, not automatically better | 12.1 | 7.7 |
| Dividend yield | n/a | 1.6% |
| 1-year return | +0.3% | +6.1% |
| 5-year return | +32% | +67% |
Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.
Capital One
Revenue of $16B in Q2 2026, net income $3.0B. Its largest reported line is Interchange Fees Contracts, 89% of the disclosed total.
Synchrony Financial
Revenue of $4.8B in Q3 2026, net income $892M.
Open these two in the interactive comparison to add more names, change the period or see the correlation.