MA vs PYPL

Mastercard and PayPal, both Financial Services

Mastercard is the larger company at $546B against $49B. On trailing earnings PYPL is the cheaper of the two at a P/E of 10.8 against 34.3, a gap that is only a bargain if the two are growing at similar rates. Over the past year MA returned +14% against -13% for PYPL. The RyuScore puts PYPL ahead, 85 against 78 out of 100.

Mastercard and PayPal compared on valuation, return and the RyuScore
FigureMAPYPL
Last close$623$56.94
Market cap$546B$49B
Trailing P/Elower is cheaper for the same earnings, not automatically better34.310.8
Dividend yield0.5%0.2%
1-year return+14%-13%
5-year return+84%-77%
RyuScoresector-relative, 1–1078/10085/100

Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.

Mastercard

Revenue of $9.3B in Q2 2026, net income $4.4B. Its largest reported line is Payment Network, 59% of the disclosed total.

PayPal

Revenue of $8.7B in Q2 2026, net income $1.1B. Its largest reported line is United States, 58% of the disclosed total.

Open these two in the interactive comparison to add more names, change the period or see the correlation.