MA vs SYF

Mastercard and Synchrony Financial, both Financial Services

Mastercard is the larger company at $546B against $23B. On trailing earnings SYF is the cheaper of the two at a P/E of 7.7 against 34.3, a gap that is only a bargain if the two are growing at similar rates. Over the past year MA returned +14% against +6.1% for SYF.

Mastercard and Synchrony Financial compared on valuation, return and the RyuScore
FigureMASYF
Last close$623$73.64
Market cap$546B$23B
Trailing P/Elower is cheaper for the same earnings, not automatically better34.37.7
Dividend yield0.5%1.6%
1-year return+14%+6.1%
5-year return+84%+67%
RyuScoresector-relative, 1–1078/100n/a

Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.

Mastercard

Revenue of $9.3B in Q2 2026, net income $4.4B. Its largest reported line is Payment Network, 59% of the disclosed total.

Synchrony Financial

Revenue of $4.8B in Q3 2026, net income $892M.

Open these two in the interactive comparison to add more names, change the period or see the correlation.