PYPLPayPal
Is the price fair?
Cheap against its own history. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.
Cheap vs its own history: P/E 10.8 vs a 39.8 median over 41 quarters (−73% vs median).
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.
What PYPL's price assumes
PayPal trades at 10.8× earnings against 12.0× for the median Credit Services name, cheaper than its own group.
Trailing P/E · Credit Services median 12.0 · cheaper than the typical name in its group
- Price / sales
- 1.12
Price / sales · as of 2026-Q2
- Price / book
- 1.92
Price / book · as of 2026-Q2
- EV / sales
- 1.18
EV / sales
Details›
- Price / bookas of 2026-Q2
- 1.92
- EV / EBITas of 2026-Q2
- 6.76
- EV / salesas of 2026-Q2
- 1.18
- Financial Services median P/E599 names
- 12.5
- Credit Services median P/E35 names
- 12.0
- Market capitalisation855.5 million shares, counted Jul 22, 2026
- $48.7B
| Method | Per share |
|---|---|
| What its own history would imply | not meaningful, 10.8× today against a 39.8× median |
| 52-week range | $38.83 – $72.39 |
| Today | $56.94 |
Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.
Against its own past
Its multiples now against their own history, and how much of the price move came from earnings rather than the multiple.
Credit Services
The closest names by size in the same industry